Aadhar Housing Finance delivers 19% growth in Profit

Telangana, August 1, 2026: 

Aadhar Housing Finance Ltd announced its unaudited financial results for the quarter ending June 30, 2026. The Company reported a strong start to FY27, supported by robust AUM growth, stable asset quality, and continued profitability. With a strong performance in the quarter, the Company is well positioned to achieve the targets set for this year.Commenting on Q1 FY27 performance, Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd said:"Aadhar Housing Finance has begun FY27 on a steady note, sustaining its growth momentum with healthy business expansion, consistent disbursement growth and stable asset quality. Assets Under Management (AUM) stood at Rs 31,364 crore as of June 30, 2026, registering a year-on-year growth of 18%, while Profit after Tax for the quarter increased by 19% YoY to Rs 282 crore.

The operating environment for Low Income housing finance remained favourable during the quarter, supported by resilient demand, stable affordability and continued strength across Tier II and Tier III markets. Long-term fundamentals remain strong, underpinned by low mortgage penetration, rising urbanisation and the country's sizeable affordable housing requirement, particularly across the EWS and LIG segments. As PMAY-U 2.0 implementation accelerates and credit conditions ease, the outlook for the sector remains constructive, with Housing Finance Companies well positioned to capitalise on these opportunities through their diversified funding profiles and stable access to liquidity.

We remain committed to expanding access to housing finance in underserved markets with significant growth potential. Our 'Urban and Emerging' branch model continues to drive this strategy, with our network expanding to 628 branches across 22 states and union territories. By combining deeper market penetration with improved branch productivity, we are well positioned to capitalise on the growing demand for affordable housing finance. Execution excellence and disciplined risk management remain central to our operating philosophy. Through prudent underwriting, effective collections, and a strong risk framework, we continue to maintain portfolio resilience while enhancing productivity and delivering sustainable growth. The Company’s strong first-quarter momentum reinforces its confidence in achieving the medium-term guidance on disbursement, AUM, and profit.